Hodlnaut is a Singapore-based platform that provides innovative financial services for individual investors who can earn interest on their cryptocurrencies. Founded by Bitcoin maximalists Juntao Zhu and Simon Lee in April 2019, Hodlnaut has grown tremendously over the years. Fun Fact: Our name is a combination of HODL and Astronaut! HODL is a common slang in the cryptocurrency community, where it depicts an act of holding the cryptocurrency, in good times and bad, rather than selling it.

Why do people borrow from Hodlnaut?

The partners who borrow from us mostly use it as a hedge against the Bitcoin prices or market-making on their platform/exchange. Some of our partners also approach us for liquidity. Their needs mostly depend on their business functions.

How do I create an account?

To create an account, you can sign up via our web app or our iOS app. You will need to complete our account verification (KYC) process and get approved before you can start depositing with us. You can sign up for an account here: https://app.hodlnaut.com/signup

How is interest paid?

Interest earned is credited directly to your Hodlnaut account. The interest is calculated at the end of every day, and is credited to your account every Monday, 5PM (GMT +8).

How do we determine the interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.

Why should I trust you with my cryptocurrency assets?

As with any investment, we recommend all prospective users to form their own opinion when it comes to investing and the risk involved. Feel free to look through our demo platform, FAQs section and guides to understand Hodlnaut better. If you have further questions or concerns, you may reach us at support@hodlnaut.com.

Earn USDT

Earn interest on your crypto, with the Hodlnaut Interest Account, which offers up to 7.25% APY on USDT.

Grow USDT without trading

Hodlnaut offers the best way to earn interest on crypto, with their crypto interest account backed by industry leading insurance products. Earn interest on crypto, including USDT, with Hodlnaut’s interest account, without the risk of trading.

Withdraw your crypto as USDT or opt to earn interest in one of our supported currencies: BTC, ETH, USDC, DAI, WBTC, and PAXG.

*Please note that the interest rates are subject to change according to market conditions and the terms of the fixed loan. Please contact us to get the latest rates.

Talk to us

Calculate USDT Interest

The Hodlnaut Interest Account allows you a top way to earn interest on your crypto holdings in USDT.

Use our interest calculator to check the interest you could earn!

Calculate your interest

Asset type

Deposit

for

Your Balance

0 BTC

Interest

0.00%

Time Period

1 year (s)

* Amounts here are estimates based using 30 days for month calculation

Compound interest, earn more USDT everyday

Earning interest on USDT couldn’t be easier, with interest calculated daily and deposited into your Hodlnaut Interest Account, every week. Our top crypto interest account also offers:

Our top crypto interest account also offers:

Highest security

Insured custody

Low Withdrawal Fees

Asia and global accounts

$350m

In Held Assets

10000+

Users

Supported Assets

How a USDT Interest account works

Deposit your USDT into your account

Deposit anytime, with no minimum deposit or lock-in periods.

USDT grows with compound interest

Interest is driven by market changes at industry-leading rates.

Receive payouts in USDT and store or withdraw

Receive payouts weekly to your wallets, withdraw funds anytime.

Get Started

Earn up to 7.25% APY!

Start earning interests on any amount of crypto in the 7 assets we support and get paid every Monday just by HODLing!

BTC

DAI

ETH

USDC

USDT

WBTC

PAXG

Our Rates

Low Fees

Withdraw your USDT anytime at a low withdrawal fee of 10 USDT. The withdrawal fee is updated regularly based on market conditions.

No Lock-ins

Deposit USDT for free without any lock-in period. Start earning interest on your USDT immediately after depositing it in your Hodlnaut Interest Account.

Compounded Interest

The interest earned on your USDT considers the compounding effect and is calculated daily at 5 PM (GMT +8). It is paid in the crypto of your choice weekly.

Weekly Payouts

Interest earned on your USDT holdings is calculated daily and deposited weekly to your wallets every Monday at 5 PM (GMT +8).

USDT Interest Account FAQs

Begin earning top interest rates on your USDT with the Hodlnaut Interest Account today! In case you had any questions, we’ve compiled and answered some of the most commonly asked questions below.

How can I earn interest on USDT?

It’s easy to earn interest on your crypto with Hodlnaut. Simply deposit your USDT into our Hodlnaut Interest Account, and you can instantly earn up to 7.25% APY on your asset. Plus with our Preferred Interest Payout feature, you can receive interest in any of our supported cryptocurrencies (BTC, ETC, WBTC, USDC, DAI and USDT).

What is the interest rate on USDT?

Hodlnaut offers one of the best crypto interest accounts, where you can earn up to 7.25% APY on your USDT.

How can you earn compound interest on USDT?

You can earn compound interest on USDT simply by holding your asset over a longer period of time.

How do you earn a yield on USDT?

Hodlnaut makes it easy to earn interest on your crypto. All you need to do is deposit your USDT into the Hodlnaut Interest Account, and you can instantly start earning a yield on your asset.

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