Interest Calculator

Q: Who are we?

Hodlnaut is a Singapore-based platform that provides innovative financial services for individual investors who can earn interest on their cryptocurrencies. Founded by Bitcoin maximalists Juntao Zhu and Simon Lee in April 2019, Hodlnaut has grown tremendously over the years. Fun Fact: Our name is a combination of HODL and Astronaut! HODL is a common slang in the cryptocurrency community, where it depicts an act of holding the cryptocurrency, in good times and bad, rather than selling it.

Q: Why do people borrow from Hodlnaut?

The partners who borrow from us mostly use it as a hedge against the Bitcoin prices or market-making on their platform/exchange. Some of our partners also approach us for liquidity. Their needs mostly depend on their business functions.

Q: How do I create an account?

To create an account, you can sign up via our web app or our iOS app. You will need to complete our account verification (KYC) process and get approved before you can start depositing with us. You can sign up for an account here: https://app.hodlnaut.com/signup

Q: How is interest paid?

Interest earned is credited directly to your Hodlnaut account. The interest is calculated at the end of every day, and is credited to your account every Monday, 5PM (GMT +8).

Q: How do we determine the interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.

Q: Why should I trust you with my cryptocurrency assets?

As with any investment, we recommend all prospective users to form their own opinion when it comes to investing and the risk involved. Feel free to look through our demo platform, FAQs section and guides to understand Hodlnaut better. If you have further questions or concerns, you may reach us at support@hodlnaut.com.

Question 1

How is my Bitcoin interest calculated?

Answer

Hodlnaut takes a snapshot of your balance daily and calculates the interest earned for that day. Hodlnaut offers up to 4.08% APY on Bitcoin.

Question 2

How can we afford to pay such attractive interest rates?

Answer

We lend out the assets we receive to established and vetted financial institutions and reliable decentralised protocols that pay an interest rate. As for the attractive interest rates, we analyse supply and demand on our available crypto assets to set our interest rates that adjust as market conditions change. Also, we take earnings from our previous months into consideration.

Question 3

Can you earn interest on your Bitcoin?

Answer

Yes, you can earn interest on your Bitcoin as it is one of Hodlnaut’s supported assets. We offer one of the industry’s leading interest rates on Bitcoin of up to 4.08% APY.

Question 4

Are crypto interest accounts safe?

Answer

Crypto interest accounts are a great way to diversify your investing portfolio by earning interest on your idle assets. The offered interest rates are highly attractive as compared to traditional banks. However, as with any investment, we recommend all prospective users to form their own opinion when it comes to investing and the risk involved.

Question 5

Is earning interest on crypto taxable?

Answer

Hodlnaut is unable to provide any tax advice and users should consult their tax advisers or local tax authorities for advice.

Question 6

How do you earn interest on crypto?

Answer

Simply sign up with Hodlnaut, complete your KYC verification and deposit your crypto to start earning up to 9.41% interest on your crypto. Sign up here: https://app.hodlnaut.com/signup

Interest Calculator

Calculate your interest

0.0000000

BTC

0.00%

1 year(s)

Calculate your interest

0.0000000

BTC

0.00%

1 year(s)

Crypto Interest FAQs

Put Your Crypto to Work!
Earn Passively with Hodlnaut

Interest Calculator

Calculate your interest

0.0000000

BTC

0.00%

1 year(s)

Calculate your interest

0.0000000

BTC

0.00%

1 year(s)

Crypto Interest FAQs

Put Your Crypto to Work!Earn Passively with Hodlnaut

Put Your Crypto to Work!
Earn Passively with Hodlnaut